Shopping for Medicare Insurance?
Step 1: Decide between the 2 types of coverage
Medicare Advantage
- Private plans offered by insurance companies, contracted by Medicare, instead of the federal government
- Plans must cover all Medicare-covered services and many also offer extra coverage
- Unlike Original Medicare, plans often have network restrictions
- Most provide prescription drug coverage
Medicare Supplement
- You stay on Original Medicare and the plan pays secondary
- Covers the "gaps" in Medicare parts A & B
- Separate prescription drug coverage is needed
- You can use any doctor or hospital that accepts Medicare
Step 2: Sort through specific insurance plans available in your area
Our local agents at Osborne Insurance can help you review all available products and help guide you through to the right plan, all at no additional cost to you!